Introduction to Workers' Compensation
Workers' compensation is a state-mandated insurance program that provides benefits to employees who suffer work-related injuries or illnesses. Employers are required to report all work-related accidents to their workers' compensation insurance carrier, regardless of the severity of the injury.
Failure to report an accident can have serious consequences for both the employer and the injured employee. The employee may be denied benefits, and the employer may face fines, penalties, and even lawsuits.
Consequences of Not Reporting an Accident
If an employer fails to report a work-related accident, the injured employee may be unable to receive the medical treatment and benefits they need. This can lead to further injury, prolonged recovery times, and even permanent disability.
In addition to harming the employee, failing to report an accident can also harm the employer. The employer may be subject to fines, penalties, and increased insurance premiums, which can have a significant impact on their business.